Fraud Management Solutions

• Minimize the risk of fraudulent checks posting to your account
• Another layer of security to help protect your business
• Three options are available: traditional, payee and reverse

How does Positive Pay work?

• You send a check file to the Bank of checks that have been issued
• Only checks matching this pre-approved list are paid by the Bank
• Checks presented for payment that do not match the list must receive authorization or may be rejected for payment

Would my business benefit from Positive Pay?

Yes, if your business:

• Issues checks
• Wants the added assurance of knowing only approved checks will post to your account

• Saves time, money and reduces the risk of fraud
• No more worry about having to manage unauthorized ACH transactions that have posted to your company’s checking account
• You control the list of permitted ACH transactions

How do ACH Blocks and Filters work?

• With an ACH Block, you will have the ability to prohibit, or block, all ACH debits and/or credits from posting to your company accounts to prevent ACH fraud. You may also have heard this service referred to as ACH Debit Blocks.
• With an ACH Filter, you will have the control to allow certain ACH debits and/or credits to post to your account, while at the same time excluding other debits and/or credits from posting.

Would my business benefit from ACH Blocks or Filters?

Yes, if your business:

• Has ACH debit or credit activity in your business checking account
• Wants the added assurance of being able to monitor for unauthorized ACH transactions