Online Banking Maintenance
Online banking will be down on Saturday from 1-2am
Online & Mobile Banking
Banking made even more convenient with Merchants Bank Personal Online & Mobile Banking services. Securely access your account information 24/7, get credit alerts, make mobile deposits, pay bills and more.
Online & Mobile Banking Features
- See account balances at a glance on mobile with Fast Balances
- Submit notices of upcoming travel electronically to ensure your debit card(s) still work beyond the
tri-state area - Export transaction history to Money, Quicken or Quickbooks financial management software
- View deposit images
- Access to your Merchants credit card account
- View your credit score, credit report and recent inquiries
- Deposit up to $8,000 through mobile deposit per business day.
Get Started With Mobile Banking
- Register online or through the mobile app
1. Download for Android
2. Download for Apple - Enter the information needed to set up your account, create a username and password
- Follow the prompts provided to confirm personal information
Bill Pay & E-billing Features
- Set up bill payments to make paying your bills easy
- Enroll for electronic bill delivery from companies that offer this service
Credit Score
- Educate yourself and get advice on how to improve your credit score
- Access to credit score and report
- View personal credit analysis
- See recent inquiries on your credit - be proactive in monitoring any attempted fraud
- Set credit monitoring alerts
Spending
- Gain insight into your day-to-day spending and expenses
- Manage personal finances like your savings and other financial accounts
Video Tutorials of Our Financial Management Tools
At Merchants, our goal is to help you feel confident about managing your money and your financial future. That means giving you all the tools and resources you need to have a well-rounded financial education. Use our interactive demos to get comfortable with Merchants Bank’s digital banking tools.
Does Merchants Bank have Telephone Banking?
Yes. With Telephone Banking, you can transfer funds between accounts and access account information 24-hours a day by calling (888) 457-3444. Our convenient Telephone Banking service will walk you through the process to self-enroll.
What are the mobile deposit transaction guidelines?
There is a total limit of $8,000 for mobile deposit per business day.
Does Merchants Bank have Text Banking and what are the text commands?
Yes, Merchants Bank offers text banking on your mobile device.
Quick Guide to Text Messaging (SMS) Commands when texting to 98662
- Free, easy-to-use, secure mobile access to your account information on your mobile device
- A convenient way to check balances, view recent transactions and transfer funds
Quick Guide to Text Messaging (SMS) Commands when texting to 98662
| Inquiry | Text Command |
|---|---|
| Balance Inquiry for primary checking or savings account | B |
| Balance inquiry specific account | B <nickname> example: balance My Checking |
| Balance Inquiry for all accounts | B all |
| History (last 5 transactions) | H |
| History for specific account | H <nickname> example: hist My Checking |
| Next five historical transactions | M example: hist, more |
| See account nicknames | N |
| See a list of all text commands | help |
| Unsubscribe from Text Banking | stop |
Recommended Resources
Spend
Choose from a variety of flexible and convenient checking accounts that let you spend the way you want.
Credit Cards
Earn rewards at competitive rates when you borrow with a Merchants Visa® Credit Card.
Home Equity Line of Credit
Access to credit when you need it with the flexibility of a Home Equity Line of Credit.