Online Banking Maintenance
Online banking will be down on Saturday from 1-2am
We purchased a new home in 2021 after 25 years at our last address. We learned that many things had changed during that time and the guidance Brian provided was exemplary. He walked us through every step of the pre-approval and mortgage application process. He also took the time to address all of our financial questions and concerns during the pre-qualification process.
When we finally found a home that suited our needs, taking care of the paperwork for the loan was a snap and as a result we ended up closing ahead of schedule. As the owner-operator of a small business, I have worked with Merchants Bank and Brian for a number of years. His attention to detail and professionalism never fail to impress me.
When we finally found a home that suited our needs, taking care of the paperwork for the loan was a snap and as a result we ended up closing ahead of schedule. As the owner-operator of a small business, I have worked with Merchants Bank and Brian for a number of years. His attention to detail and professionalism never fail to impress me.
Get in Touch with Brian
Meet Brian Wester
I’ve been in banking for over 40 years and started with Merchants Bank in 2007. I want to be a trusted partner for customers like you and help you make smart financial decisions. I know your situation is unique and am committed to finding a solution that meets your needs.
Top Tip from Brian
I would recommend that home buyers engage with their lender 90 days before they want to start actively looking for a home.
There are a variety of topics to discuss regarding qualifying for a loan and its best to start talking about them early: including analysis of your credit, employment, income and assets. It’s also beneficial to review loan scenarios so you are aware of your options and what your estimated monthly payment and required cash to close will look like. This knowledge will help you look at homes with a price point that fits your qualifications.